- Call Us : (630) 325-4000
When temperatures are frigid, is there anything better than cozying up next to a fireplace or doing some baking to make the house extra toasty? There’s nothing wrong with being snug as a bug when it’s cold outside, as long as you’re taking all the necessary precautions to avoid fire hazards. Let’s discuss some best practices for keeping your home and your family safe this winter.
Here in Illinois, we know that having functional heating systems in our homes is absolutely essential. It’s important to remember that improper use of heating equipment can lead to fire hazards. Before winter sets in, take time to inspect your home’s heating systems. Check your furnaces, space heaters, and fireplaces regularly to make sure they’re in good working order.
Space heaters are wonderfully convenient for warming specific areas. However, they can pose serious fire risks when used improperly. According to the U.S. Consumer Product Safety Commission, around 1,700 fires every year involve space heaters. Here are some tips for using a space heater safely:
If you have a fireplace, regular chimney maintenance is essential. Without regular cleanings, you could risk a buildup of a highly flammable substance called creosote. Schedule annual chimney inspections and cleanings to reduce the risk of chimney fires. When using your fireplace, only burn seasoned wood and avoid overloading it.
Winter often means additional electrical usage with holiday decorations and increased indoor activities. Avoid overloading electrical outlets. Inspect all of your cords for any signs of wear or damage. Consider using surge protectors to safeguard electronic devices and appliances.
Holiday time means lots more cooking and baking for many households. Cooking is a common cause of home fires, so be sure to use safe practices in the kitchen. Never leave cooking unattended. Keep flammable items away from the stove at all times. Double-check to make sure that cooking appliances are turned off after use. It’s a good idea to keep a fire extinguisher in the kitchen and make sure everyone knows how to use it.Â
While you put these home fire safety measures into practice, consider also the importance of having a great home insurance plan in place to help mitigate risks. Homeowner’s insurance provides financial protection in the event of fire damage, covering repair or replacement costs for your home and belongings. Review your policy to ensure it adequately addresses the specific risks associated with winter fire hazards.Â
Have any questions about homeowner’s insurance in Illinois? Give SIA Insurance Group a call at 630-325-4000 to chat about how we can get you excellent insurance at the best rates available. Stay warm, stay safe, and cherish the magic of the winter season without compromising the safety of your home.
Become a leading distributor of fully integrated Risk Management services to the small and middle market.