What is a Group Captive?

A Group Captive is when multiple best-in-class businesses join to create an insurance company that provides insurance to and is control by its owners. This insurance company has A-rated carriers that issue policies, process claims, and follow applicable regulations.

Businesses can reduce their insurance premiums over time through good performance, so why settle for high premiums and limited coverage options? Captive Insurance allows you to:

1. Reduce Costs and Gain Financial Control: Keep underwriting profits and investment income within your business.
2. Reinvest Insurance Premiums: Enables companies to put additional resources into their Safety Programs.
3. Customize Coverage: Tailor policies to fit your unique risks.
4. Improve Cash Flow: Gain greater control over premium payments and claims reserves.
5. Build Long-Term Value: Create a sustainable asset that grows with your business.

Unlock the Power of Captive Insurance with SIA Insurance Group:

At SIA Insurance Group, we specialize in helping businesses transform their approach to risk management through innovative Captive Insurance Programs. Captives are more than just an alternative to traditional insurance—they’re a powerful financial tool that empowers you to take control of your insurance costs, build wealth, and gain unparalleled flexibility in managing risk.

Based in Woodridge, IL, SIA Insurance Group has the expertise to guide you through every step of establishing and managing a captive, whether you’re in Construction, Manufacturing, Wholesale, or beyond. We combine years of industry experience with a passion for helping businesses achieve financial independence. Take control of your future. Explore the financial upside of captive insurance today with SIA Insurance Group.
Please call us at (630) 325-4000 to learn how captives can work for your business.

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