What is a Group Captive?

A group captive is an insurance company formed by multiple best-in-class businesses that provides insurance to and is controlled by its owners. The group captive is supported by A-rated carriers that issue policies, process claims, and ensure regulatory compliance.

With strong performance, businesses can lower insurance premiums over time. So why settle for high costs and limited coverage? Group captives allow you to:

1. Reduce Costs and Gain Financial Control: Keep underwriting profits and investment income within your business.
2. Reinvest Insurance Premiums: Put additional resources into safety programs.
3. Customize Coverage: Tailor policies to fit your unique risks.
4. Improve Cash Flow: Gain greater control over premium payments and claims reserves.
5. Build Long-Term Value: Create a sustainable asset that grows with your business.

Unlock the Power of Group Captive Insurance with SIA Insurance Group

Group captives are more than just an alternative to traditional insurance—they’re a powerful financial tool that empowers you to take control of your insurance costs, build wealth, and gain unparalleled flexibility in managing risk.

Based in Woodridge, IL, SIA Insurance Group has the expertise to guide you through every step of establishing and managing a captive, whether you’re in Construction, Manufacturing, Wholesale, or beyond. We combine years of industry experience with a passion for helping businesses achieve financial independence. Take control of your future. Explore the financial upside of captive insurance today with SIA Insurance Group.

Please call us at (630) 325-4000 to learn how captives can work for your business.

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